Payroll Processing
Managing the full payroll cycle from wage calculations to tax deposits. Every pay period we handle withholdings, process direct deposits, and file the required reports with federal and Michigan agencies.
The Reality
Payroll is one of the most sensitive functions in your business. On the surface it looks like you are just paying your employees for their work. In reality you are serving as an unpaid tax collector for the IRS and the State of Michigan.
Every pay period you have to calculate withholdings for federal income tax, Social Security, and Medicare. You have to pull Michigan income tax. You have to handle deductions for benefits and retirement contributions. Then you have to deposit those funds on schedule and file quarterly reports. It is a lot of detailed work that generates zero revenue for your business.
The Calculations
The Calculations
We handle the math. We track hourly rates, overtime rules, and salary schedules. We calculate federal and Michigan withholdings accurately so every employee receives the correct net pay every single time.
The Filings
The Filings
We manage the paperwork. Federal Form 941 every quarter. Michigan income tax withholding reports. Annual W-2s for every employee. We prepare them and file them electronically so no deadline gets missed.
The Stakes
The government treats payroll taxes differently than other business taxes. The IRS classifies employee withholdings as trust fund taxes. That money belongs to the government from the moment you withhold it from a paycheck. There is no grace period. There is no forgiveness for honest mistakes.
Michigan adds another layer. You need to register with the Michigan Department of Treasury and file state withholding reports. You need to submit unemployment insurance reports to the Unemployment Insurance Agency. If you file late or report the wrong amounts the penalties are automatic and the interest starts accruing immediately.
Personal Liability
Personal Liability
Payroll tax debt is one of the few business obligations that can pierce the corporate veil. The IRS and Michigan can pursue business owners personally for unpaid payroll taxes. This is not a theoretical risk. It happens to small business owners across Metro Detroit every year.
Employee Trust
Employee Trust
A late paycheck or an incorrect amount damages your relationship with your team immediately. Employees depend on accurate and consistent pay. Getting it wrong even once creates doubt that takes months to repair.
What Changes
The entire process runs without you managing every detail. You send us the hours and we do the rest. We calculate the pay, pull the funds from your business account, deposit paychecks directly into your employees’ bank accounts, and send the tax payments to the appropriate agencies.
You stop tracking deposit schedules. You stop wondering if you filed the Michigan unemployment report correctly. You stop worrying about whether the withholding rates are current. You approve the payroll run and get back to running your business.
Reliable Direct Deposit
Reliable Direct Deposit
Your employees get paid on time every pay period. The money shows up in their bank accounts without you writing checks or handling cash. They can access their pay stubs online whenever they need them.
Ongoing Compliance
Ongoing Compliance
We monitor tax rates and filing requirements continuously. When Michigan changes an unemployment rate or the IRS updates a withholding table, we catch it and update your payroll. Staying compliant becomes our responsibility, not yours.
Metro Detroit's Small Business Bookkeeper
The Next Step:
A Short Conversation
Tell us about your business and your current bookkeeping situation. We'll listen, answer your questions, and give you a clear quote.
